I’m including various subjects because he’s very well rounded and his body of work is pretty varied. They are of all kinds of different subjects.

The following are some photos he did for a doctor who hired him to travel to Nigeria and photograph/video the charity work he does. Warning: there’s some blood. Viewer discretion is advised. Some are in the book they published.

 These are photos from vacation rentals

Food Shots

Nature

 Portraiture

Miscellaneous

Kids 5 and younger get into SeaWorld Orlando AND Aquatica Water Park FREE for all of 2020!

Sign up today to get your FREE 2020 Preschool Card and your child will receive free admission to BOTH PARKS from January 2 – December 31, 2020. Valid for Florida Residents.

Busch Gardens & Adventure Island have a separate Preschool Pass this year. CLICK HERE to sign up for a FREE year of Busch Gardens.

How to get this great deal:

1. Click here to register online for Sea World and Aquatica
   Be sure to register before you go to the park, this deal is NOT available at the ticket window! Must register online by February 3, 2020 and visit the park by March 31, 2020.
2. Plan your visit to SeaWorld Orlando by March 31, 2020.
3. Be sure to take with you:
   • your registration confirmation
   • child’s birth certificate or travel passport,
   • your Florida resident ID.
   • Present ALL of these documents at a ticket window to receive Preschool Card.
     (From what we could tell on the website, any grandparent, guardian, or relative with access to the child’s birth certificate or passport can register and redeem this deal)

Valid for Florida Residents only. Note that ages 2 & under receive free admission to the park daily and do not need a Preschool Pass.

Now that people are venturing out to the movies again, we’ve got a great one for you!

The movie ‘2 HEARTS’ is a fantastic movie that will tug at your heartstrings, make you laugh and make you cry. It’s a true story of love and loss and redemption.

Adan Canto (X-MEN: DAYS OF FUTURE PAST; Designated Survivor) and Radha Mitchell (THE SHACK)–two of the stars of the upcoming film 2 HEARTS–recorded a personalized greeting for YOU, our readers, at the front end of a new, exclusive promotional video called ‘The 2 HEARTS Story’. Watch to learn more about the incredible true story that inspired this film!

More about the story:

Make plans to now see this movie! And come back here on October 16th for Coupondipity’s review!

Giveaway: post a comment about your favorite inspirational film on our Facebook page here to be entered two win two tickets to see 2 HEARTS.

I love to cook, but things always seem to get so busy I usually can’t even think about cooking. I could run out to get food, but especially with holiday traffic kicking up, that might take even longer. Postmates has an amazing offer — new users can get $100 delivery fee credit! You can try out Postmates and get your first $100 of delivery fees waived and they will bring your meals right to your door.

Get $100 Delivery Fee Credit:

• New users can sign up here:  or  
• Or download the Postmates app on iOS or Android and enter one of the working promo codes:  or  (Click Menu button in the top left corner, then click Promos and Credits. That’s where you type in one of the promo codes).
• $100 delivery fee credit will appear in your account

WHAT IS POSTMATES?

If you aren’t familiar with Postmates, it is the largest on-demand delivery network in the business. You can go to postmates.com and see the extensive list of restaurants with mouth-watering dishes. Just pick your favorite restaurant, decide what you want, and Postmates will deliver it to your door in no time. If you are not sure what you are in the mood for or want something different, browse menus of all the options in your delivery area. And it’s not just for food. Postmates can deliver groceries, essentials from the pharmacy, and even beverages. Postmates does charge some fees aside from the delivery fee which is not covered by the $100 credit just so that you are aware.

So instead of jumping in the car, hop online and see everything that Postmates will bring right to your door. And don’t forget if you are a new user, use promo code  or  to get a $100 delivery fee credit. Just go to postmates.com or download the app for iOS or Android.

REFER A FRIEND

Once you are a user, you can refer a friend to earn $100 more delivery fee credit! Just refer a friend every now and then and you might be able to get all your delivery fees covered!

In today’s digital age, it’s more important than ever to connect with the right people who can get the word out about your brand.

Research has shown that Social Media Influencers have a huge impact in spreading the word about your products and services. But how do you know which influencers are right for your brand? That’s where ShopHer Media comes in. They connect your brand with millions of customers through their Influencer Marketing Platform. ShopHer’s influencers are trusted and brand-safe, so you know that you’re getting the best fit influencers for any particular campaign. And ShopHer keeps track of everything for you, freeing up valuable time for your team members.

If you’re ready to kick your marketing into high gear, partner with ShopHer Influencer Marketing Agency for serious results. And with the holidays approaching, there’s no better time to market your brand!

Have you guys heard about Raise? They sell gift cards to your favorite stores and restaurants at discounted prices, and they’re always offering promo codes.

Many of the gift cards are printable right then, and some are physical gift cards. We usually buy one right before we go to dinner.

And right now, you’ll get an automatic $5 to spend when you buy your first gift card by going here. (You have to click this link to get your $5).

I just got a Spaghetti Warehouse $25 Gift Card for only $16.58 using Promo Code FALL. That’s almost $10 off!

We’ve been using Raise for years and we have never had a problem.

And these gift cards would make great gifts, too. You’ll find gift cards to all of your favorite retailers and restaurants.

If you buy this $10 Panera card, use the promo code and your $5 credit, it will only be $3.93 for a $10 card! You can’t go wrong!

In today’s hard-hit economy, let’s face it. It’s hard to find a job!

This may surprise you, but being the publisher of Coupondipity is not my job. In reality, I work for a firm that does very high level Executive Searches (which means that we place executives in top-level jobs – CEOs, company presidents, etc.). I can share with you, from the inside, some tips and tricks to help you to set yourself apart when you are competing for a job with several other candidates.

1. Have a Resume. You might say, “Okay, but I’m only applying for a server position at Applebee’s.” Fine. Have a resume. Here’s the deal: let’s say that six of you are applying for the job and all of you are pretty much equally experienced. YOU will be remembered if you arrive to an interview with a resume to give your interviewer. It shows initiative. If you don’t have a lot of experience, there are many things that you can put on your resume aside from a lot of job history.

When you are listing your employment history on your resume, refrain from using initials. Although people in your town may know what you’re referring to, others may not. For instance, if, on my resume, I indicated that I was employed by NYM, that could be New York Medical Center, or New York Monthly, or any number of places. Spell it out.

Click here for a free resume writing template that will guide you through the process, step by step.

2. Have a cover letter with your resume. You may think that this is not important, but it does show that you are interested enough to personally reach out rather than just providing a resume that everyone you contact receives. In fact, any candidate that would like to be considered for a job that my company is searching is required to submit a cover letter to be attached to his/her resume.

3. Provide references. Don’t wait to be asked. Don’t put on your resume or cover letter, “References available upon request”. Why? Because you make the company that is filling the job do one more step to hire you (contacting you to provide references). The easier you make things, the better your chances of being the person who is ultimately hired. When listing your references, give names, contact info, and whether this is a business or personal reference. It’s also a good idea, if it’s a business reference, to indicate how you are affiliated with this person. Co-worker? Boss?

4. DO NOT MISSPELL! You may not be a great speller. If that’s the case, have a couple of friends or family members proofread your resume. You know what misspelled words tell an interviewer? Either a) you can’t spell or b) you’re careless or c) this doesn’t really mean that much to you.

5. Complete anything asked of you on time. This includes arriving to an interview (and on time in this case means 10 minutes early). If you’re asked for any kind of documentation, provide it immediately. My company has deadlines for applying for certain positions. Amazingly, people do apply after the deadline. We will usually accept their resume package and application, but we NOTE on their file that they were late in applying. It tells us that either they are disorganized or really don’t care about the job.

6. Dress appropriately for interviews. You may think that this goes without saying, but unfortunately not. Never wear jeans, shorts, flip flops or t-shirts to a job interview…ever. (Unless you are specifically told to do so by the interviewer). There was a funny incident once with a pilot who was applying to fly for Southwest airlines. He arrived for his interview appropriately dressed (he thought) in a suit and tie. Southwest is notorious for being a little ‘off the wall’. The interviewer made him go to one of the airport shops and buy shorts and a Hawaiian shirt for his interview. But unless you’re applying to fly for Southwest, dress appropriately. Along with this, do not wear heavy cologne or perfume. If it’s a scent that the interviewer doesn’t like, he/she may want to rush you out of their office! Ladies, be aware of your dress or skirt length. This is not the time to show someone how cute you are.

7. Be friendly – but not overly so. Don’t gush, chatter, or compliment the interviewer on anything personal (clothes, shoes, purse, etc.). If you feel that you want to say something nice, compliment something in their office – a piece of art, the wall color, etc.

8. Do not engage in conversations about your personal life. Don’t mention your kids, your spouse, your significant other, your parents, your siblings, etc. Certainly answer if you’re asked, but DO NOT be the one to bring this stuff up. It’s not professional.

9. Sell yourself, but don’t appear to be arrogant. Confidence is great, but don’t brag about your accomplishments.

10. Find out at least ONE FACT about the company that shows that you did some research, and make sure to work it into the conversation. Let’s say that you’re applying for a job at a bank. Say something like, “I love the fact that senior citizens get free checking.” or, “It’s great that you have savings accounts for kids.”

11. Be assertive with your handshake. When meeting your interviewer, thrust out your hand first and shake firmly. There’s nothing worse than a dead fish handshake!

12. Send a follow up thank you note. As soon as you get home! Get a thank you note in the mail to your interviewer. This will also help you to stand out. Just thank them for their time and for considering you for the job. Let them know that you feel that you would be a good fit.

13. Be prepared with answers to the most common interview questions.

Click here for some common interview questions and the best answers.

14. Bonus Tip! If you’re looking for a job, take a temporary position, or a holiday position. If you are a great worker and make yourself valuable, there’s a great chance that you’ll be kept on after the temporary period or holidays end!

15. Bonus Tip! When you’re in an interview, (in person or on the phone) watch your language! Even terms that may seem like no big deal to you may mean a red flag to the interviewer. If you use any curse words, the interviewer may feel that this is inappropriate in an interview and shows a lack of judgement. For instance, if you’re asked why you left your last job, you don’t want to answer, “They just didn’t give a d*** about me!” That’s not appropriate language.

16. Bonus Tip! When you email any documents to a prospective employer, (resume, references, etc.) make sure that you have your name in the document title. You know who you are, but the employer likely has several resumes and files to go through. For example, don’t just email your resume named ‘resume’. Instead, name it something that the employer will recognize, such as ‘John Smith Resume’ or ‘Smith Resume’. This will simply make things easier, and the easier you are to find, the better your chances of getting hired!

17. Bonus Tip! Consider opening an email account just for your job search with your name in the email address in some way. When several applicants have emailed information to a prospective employer, it’s best that they can immediately identify you with your email. For example: cutiepatootie@gmmail.com doesn’t reflect who you are, neither is it professional. A much better option would be janedoe4327@gmmail.com. Your prospective employer can immediately identify which email(s) have come from you!

Were your expenses in your 20s the same as your budget today? Probably not. Similarly, your retirement spending will contrast with how you currently spend your money. So, what should you budget for in retirement? How can you start saving today? These questions and much more will be answered below.

How Much Does Retirement Cost?

This is a tough question to answer since it varies depending on where you live, your health status, and several other factors. Plus, we don’t know what the future holds. Currently, the inflation rate is a little over three percent per year, but that could change. According to a 2016 report from the Bureau of Labor Statistics, this is what the average senior 65 years or age or older spends per month:

· Housing – $1,294

· Transportation – $571

· Healthcare – $480

· Food – $459

· Entertainment – $205

· Personal Insurance – $228

· Cash Contributions – $191

· Other – $294

This adds up to a total of about $3,700 per month or almost $45K per year. Plus, this number is likely to be even higher if you need to enter an assisted living facility at some point. On average, assisted living costs $3,628 per month.

How to Save for Retirement

First, the earlier you start saving for retirement the better. The most reliable way to save for retirement is to put part of every paycheck in a 401(k), IRA, and invest in mutual funds with a strong, long-term track record (earning between 8% and 12% annually). All of these options allow your money to grow over time, so the more time you have until retirement, the more your money will grow. If your company provides a match for your 401(k) contributions, then this is your best option. Next, you should fully fund your Roth IRA. Just remember it is never too early or too late to start saving.

Summer months are a dreaded time for homeowners. Energy bills skyrocket but it’s too hot to even consider turning off the air conditioning system. While you can’t eliminate your energy bills, you can reduce them. Fortunately, it’s possible to use your air conditioning unit and lower your energy bills without making major changes to your home. Here are three ways you can improve your HVAC system this summer for increased efficiency.

Use a Smart Thermostat to Monitor Temperatures

Image via Flickr by chesbayprogram

Have you ever left the house with the air conditioning running or forgot to turn it off at night even though it was cool outside? By itself, this only might add an extra dollar or two to your energy bill, but these instances can add up over time.

Smart thermostats monitor outside temperatures and adjust your home accordingly. They can also change based on your personal preferences and family needs. Many smart thermostats even let you adjust your home temperature remotely so you can turn off the air conditioning if you left it on when you’re running errands. You can also set it to start cooling your home 20 minutes before you arrive. More control and better options are just two steps to lowering energy bills.

Replace Filters Regularly

Your heating and cooling system has to push air through the filter for it to travel around the house. When your filter is new, this isn’t a problem. However, over time, your filter will start to get filled with dust, pet hair, and tracked-in dirt. This causes more work for your HVAC system because it has to run harder and longer to get the air through.

Ideally, you should change your air filter every month. Try to set a reminder on the first of the month or on a day that you pay a monthly bill. This way, you always associate a certain day with changing your air filter. Not only will your HVAC system stay healthy, but it will also collect more dirt and dust so you breathe easier.

Schedule HVAC Tune-ups

While changing your air filter is a good start, there are other HVAC maintenance issues that you need to account for. Twice a year, call your local HVAC provider and ask them to come to your home for a regular maintenance checkup. Many companies have a diagnostics list they run through to check for potential problems in the future, like checking to see if your HVAC units are underpowered and pulling more energy as a result.

These checkups can also work to lower your energy costs. By optimizing airflow and cleaning hoses, your HVAC technician can make your system run better and reduce stress on your equipment. Just like rotating your tires improves your gas mileage, regular HVAC checkups help your energy bill.  

A healthy HVAC system is an efficient HVAC system. By investing in the right tools to use your system efficiently and monitoring the health of your HVAC unit throughout the year, you can prevent breaks while lowering your energy bills.